YOUR COMPANY IS LOOKING FOR BUSINESS CASH FLOW FINANCING!
UNDERSTANDING THE CASH FLOWS IN YOUR COMPANY - WHAT TYPE OF CASH FLOW LOANS DOES YOUR COMPANY NEED
You've arrived at the right address! Welcome to 7 Park Avenue Financial
Financing & Cash flow are the biggest issues facing business today
ARE YOU UNAWARE OR DISSATISFIED WITH YOUR CURRENT BUSINESS FINANCING OPTIONS?
CONTACT US -
CALL NOW - DIRECT LINE - 416 319 5769 - Let's talk or arrange a meeting to discuss your needs
EMAIL - sprokop@7parkavenuefinancial.com
7 Park Avenue Financial
South Sheridan Executive Centre
2910 South Sheridan Way
Oakville, Ontario
L6J 7J8
Business cash flow finance in Canada. When it comes to financing we are the first to admit (with some level of guilt) that the term ' cash flow is king ' is a tad... shall we say ' overused '.
But it's not a perfect world as we know, so simple spreadsheets and heavy-duty analysis will not always deliver the cash flow from financing you need. Real-world solutions will, and we've got them whether is term debt or short term asset monetization such as innovative credit lines that alleviate negative cash flow situations and lower interest payments. The question of debt or equity will also come up as you review the capital structure in your financial statements. So let's dig in!
WHAT TYPE OF CASH FLOW FINANCE DOES YOUR BUSINESS NEED WHEN ASSESSING FINANCING THE BALANCE SHEET?
Not everyone is always going to agree with you, the business owner/ manager as to what cash flow financing solution is optimal for your firm. We think we simplify that a lot by talking with clients in terms of either asset monetization or debt financing.
FINANCIAL DISTRESS PLACES EVEN MORE URGENCY ON THE NEED FOR WORKING CAPITAL FINANCING
Also, if your company has any level of financial distress, serious or otherwise some solutions are going to always be more readily available and meaningful and accessible than others. Typically here's where non-bank solutions are going to work best in assessing new cash inflows and outflows.
CANADIAN BUSINESS FINANCING SOLUTIONS
They include:
A/R Financing
Inventory Loans
Access to Canadian bank credit/cash flow loan solutions
Non-bank asset-based lines of credit
SR&ED Tax credit financing
Equipment / fixed asset financing
Cash flow loans
Royalty finance solutions
Purchase Order Financing
Short Term Working Capital Loans/ Merchant Advance
Securitization
RECOUPING YOUR INVESTMENTS IN R&D VIA SR&ED FINANCING OF REFUNDABLE TAX CREDITS
When you're capital constrained the challenges of growing a business seem even more severe. Even investing in R&D can seem like a really tough call at that point. One innovative solution to R&D investment and cash generated flow savings is by utilizing an ' A S P '. It's our acronym for an R&D Sred accrual line of credit - reimbursing you immediately for research expenses as you spend.
Now that's innovative when it comes to financing activities you can implement immediately. Business owners should regularly review the cash flow statement which is the 3rd part of the 3 part financial statement your accountant prepares. The amount of cash companies can invest in financing activities is always limited, so at 7 Park Avenue Financial we ensure every possibility should is explored to enhance net income.
We're often asked if there is a difference between a public company and private company cash flow solutions. Other than the disclosures required by firms that are public the solutions quite often are the same.
ACQUIRING NEW ASSETS IS A CONSTANT FUNDING CHALLENGE
Asset acquisition and replacement is a big part of any finance challenge for businesses of all sizes. Whether you're constrained by cash flow, budgets, technology issues, etc the business owner/manager should always consider effective forms of lease financing for new or to be replaced assets. Don't forget also that used equipment can easily be financed these days, as the proliferation of things such as the internet allow lessors to easily determine market values of many types of assets, technology included.
CONCLUSION
In summary, yes, business owners do have the ‘ right to remain silent ‘ about short term and long term business financing possibilities revolving around growth, alternative forms of debt financing, and monetizing existing assets into business finance positive cash flow. A better choice? Seek out and speak to a trusted, credible and experienced Canadian business financing advisor who can assist you with your financing needs.
Click here for the business finance track record of 7 Park Avenue Financial
Stan Prokop
7 Park Avenue Financial/Copyright/2020/Rights Reserved
